INSURANCE TIPS: 10 STEPS TO BUYING AUTO INSURANCE

Determine your state’s minimum insurance requirements.
Consider your own financial situation in relation to the required insurance and whether you need to increase your limits to protect your assets.
Check the status of your driving record: Do you have outstanding fines or points on your driver’s license?
Review your current coverage to know how much you are paying.
Get competitive quotes from insurance websites and individual companies you are interested in.
Make follow-up phone calls to insurance companies for additional coverage information.
Inquire about discounts.
Evaluate the reliability of the insurance companies you are considering by visiting your state’s insurance department website, reviewing consumer surveys, and talking to family and friends.
Review the policy before finalizing it.
Remember to cancel your previous policy.