- Determine your state’s minimum insurance requirements.
- Consider your own financial situation in relation to the required insurance and whether you need to increase your limits to protect your assets.
- Check the status of your driving record: Do you have outstanding fines or points on your driver’s license?
- Review your current coverage to know how much you are paying.
- Get competitive quotes from insurance websites and individual companies you are interested in.
- Make follow-up phone calls to insurance companies for additional coverage information.
- Inquire about discounts.
- Evaluate the reliability of the insurance companies you are considering by visiting your state’s insurance department website, reviewing consumer surveys, and talking to family and friends.
- Review the policy before finalizing it.
- Remember to cancel your previous policy.
INSURANCE TIPS: 10 STEPS TO BUYING AUTO INSURANCE
